"We Have Saved Thousands": 20 Money-Saving Ideas That Real People Swear By (2024)

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Recently, I rounded up some money-saving frugal tips that people say really work. In the comments, members of the BuzzFeed Community shared even more solid ideas that I simply had to share. Here's what they had to say: 1. "I always shop at the dollar store first, before the grocery store. They have really good products and many name brands, and they cost a fraction of the price at the grocery store." 2. "I grow micro plants and herbs in my kitchen when veggies are expensive in winter. I invested in a plant table, which also allows me to start my own seedlings for the garden." 3. "I buy food through the Flashfood app. It's like a manager's special rack in app form. The food is expiring soon or is discontinued but still good. I usually buy whatever meat they have and freeze it until I use it. It's saved me quite a bit." 4. "Cloth diapers if you have or are planning on having a baby. We got all our clothes handed down from our wealthier friends, LOL. Everyone says kids are so expensive, but we have never actually shopped for clothes, and we have saved thousands by not buying diapers." 5. "I adopted this policy not long ago. I have to calculate how many meals I can create from a meat cut or seafood when deciding whether to buy it. I don't buy it when there's only enough for one meal, no matter how much I crave it. Very tough at the start, but it's gotten easier since." 6. "I stopped using fabric softener. After researching, I discovered it's actually bad for your skin and your clothes. Saves me about $300 a year. It turns out it's just an overhyped and unnecessary product." 7. "I do grocery delivery, mainly out of necessity, since I live in a city and don't have a car, but it's cut down on my grocery bill because I only buy what is on my list and don't do any impulse buying. I pay $60 a year for 'free' delivery. Without that membership, each delivery was about $7, so it's definitely paid for itself. I know grocery delivery isn't available for all, but if you're able to do it, I highly recommend it." 8. "I make a batch of homemade dog food each week and freeze half. There are good recipes online. This saves a wee bit, and the doggies are healthier." 9. "Just asking myself, Do I reallllly NEED that item? Most of the time, I don’t, so nowadays, rather than racing out to pick it up, I stay home and think about how I’ve saved money, gasoline, air quality, and a little bit of my planet by not going and getting it. To say nothing of reducing my own anxiety levels!" 10. "Unplugging things not in use is a huge one! It's estimated that 10%–15% of the average American's electric bill is stuff that’s plugged in but not in use, aka vampire energy." 11. "I buy all wrapping paper, gift bags, and other gift-wrapping items from the dollar store or HomeGoods. So much more affordable." 12. "I make my own salad dressing. I make exactly as much as I need, and there are fewer bottles in my fridge. I have control over the quality, and it's always fresh. I can change it up with spices." 13. "During the pandemic, I got in the habit of ordering everything I needed from Amazon the moment I thought of it. I felt so embarrassed by the daily parade of packages. I now buy things one day a week." 14. "Yes to Poshmark! I sometimes like ThredUp, but Poshmark is great when you’re looking for something more specific. I love that if I want a few things, I can do the 'bundle' option from one seller for a discount. The app is very user-friendly, too. I highly recommend it for people who like secondhand but don’t always want to go to thrift stores." 15. "On payday, I put away for savings in an instant- or easy-access savings account. I spent a bit of time working out how much of my paycheck goes on regular bills and expenses and then set up a standing order to put most of the rest into an instant-access savings account the day after payday." 16. "My husband and I decided not to buy any food (other than fresh foods, like vegetables and fruits) until we emptied most of our freezer. We're still working on it. We put together some unusual meals but are saving money each week. And we've begun the process of removing meat and poultry from our diet, which will save more money as time goes along." 17. "Start to see trash as your money. You pay for everything in your garbage, whether it’s landfill bound, recycling, or even compost." 18. "Facebook Buy Nothing groups are a lifesaver! I’ve been able to get a table and chairs for my dining room, a large dresser, snowboard boots for my daughter, lots of home decor, and several houseplants, all for free." 19. "Learn how to shop sales — 30% off is a better deal than 'buy one, get one 50% off,' but not as good as BOGO free. If you want to and have the capability, I suggest coupon and rebate apps on top of store rewards." 20. "I keep a small cooler in my car. I know I’m going to get hungry when I’m out running errands or shopping. So I stock the cooler before I leave home with things I want to snack on while I’m out driving around. I make sure some of it is fun stuff so I don’t feel the urge to stop for treats. This saves me from stopping at fast-food places and really keeps my splurges down." What's something that's helped you spend less or save more? Tell us all about it in the comments! FAQs

    "Start to see trash as your money. You pay for everything in your garbage, whether it’s landfill bound, recycling, or even compost."

    by Megan LiscombSenior Editor

    Recently, I rounded up some money-saving frugal tips that people say really work. In the comments, members of the BuzzFeed Community shared even more solid ideas that I simply had to share. Here's what they had to say:

    1. "I always shop at the dollar store first, before the grocery store. They have really good products and many name brands, and they cost a fraction of the price at the grocery store."

    "We Have Saved Thousands": 20 Money-Saving Ideas That Real People Swear By (2)

    Catherine Mcqueen / Getty Images

    lalapalooza9

    2. "I grow micro plants and herbs in my kitchen when veggies are expensive in winter. I invested in a plant table, which also allows me to start my own seedlings for the garden."

    sweetghost37

    3. "I buy food through the Flashfood app. It's like a manager's special rack in app form. The food is expiring soon or is discontinued but still good. I usually buy whatever meat they have and freeze it until I use it. It's saved me quite a bit."

    lazycake78

    4. "Cloth diapers if you have or are planning on having a baby. We got all our clothes handed down from our wealthier friends, LOL. Everyone says kids are so expensive, but we have never actually shopped for clothes, and we have saved thousands by not buying diapers."

    Pollyana Ventura / Getty Images

    catello08

    5. "I adopted this policy not long ago. I have to calculate how many meals I can create from a meat cut or seafood when deciding whether to buy it. I don't buy it when there's only enough for one meal, no matter how much I crave it. Very tough at the start, but it's gotten easier since."

    Prolix

    6. "I stopped using fabric softener. After researching, I discovered it's actually bad for your skin and your clothes. Saves me about $300 a year. It turns out it's just an overhyped and unnecessary product."

    grumpycowboy48

    "Same! I have wool dryer balls now."

    Betherick85

    7. "I do grocery delivery, mainly out of necessity, since I live in a city and don't have a car, but it's cut down on my grocery bill because I only buy what is on my list and don't do any impulse buying. I pay $60 a year for 'free' delivery. Without that membership, each delivery was about $7, so it's definitely paid for itself. I know grocery delivery isn't available for all, but if you're able to do it, I highly recommend it."

    "We Have Saved Thousands": 20 Money-Saving Ideas That Real People Swear By (4)

    Oscar Wong / Getty Images

    ilovedogs1211

    8. "I make a batch of homemade dog food each week and freeze half. There are good recipes online. This saves a wee bit, and the doggies are healthier."

    laughingpear48

    "This is very smart, provided you're using a vet-approved recipe! (Many homemade pet food recipes don't have all the trace nutrients that pets need, so you have to be careful that you don't accidentally cause expensive health problems down the line.)"

    etconner

    9. "Just asking myself, Do I reallllly NEED that item? Most of the time, I don’t, so nowadays, rather than racing out to pick it up, I stay home and think about how I’ve saved money, gasoline, air quality, and a little bit of my planet by not going and getting it. To say nothing of reducing my own anxiety levels!"

    lazytortoise89

    "My big questions are, Do I have space for it? Do I have time to enjoy it? If an object is coming into this house, it needs a 'spot,' and that spot can't just be a pile.

    "The exceptions are things I use for research (I occasionally teach and lecture on historic clothing) and needful hobby items."

    Lunamyluna

    10. "Unplugging things not in use is a huge one! It's estimated that 10%–15% of the average American's electric bill is stuff that’s plugged in but not in use, aka vampire energy."

    "We Have Saved Thousands": 20 Money-Saving Ideas That Real People Swear By (5)

    Cristinairanzo / Getty Images

    Jen

    11. "I buy all wrapping paper, gift bags, and other gift-wrapping items from the dollar store or HomeGoods. So much more affordable."

    bittertable44

    12. "I make my own salad dressing. I make exactly as much as I need, and there are fewer bottles in my fridge. I have control over the quality, and it's always fresh. I can change it up with spices."

    nikkesen

    13. "During the pandemic, I got in the habit of ordering everything I needed from Amazon the moment I thought of it. I felt so embarrassed by the daily parade of packages. I now buy things one day a week."

    "We Have Saved Thousands": 20 Money-Saving Ideas That Real People Swear By (6)

    Masafumi_nakanishi / Getty Images

    sarahshorthealth

    14. "Yes to Poshmark! I sometimes like ThredUp, but Poshmark is great when you’re looking for something more specific. I love that if I want a few things, I can do the 'bundle' option from one seller for a discount. The app is very user-friendly, too. I highly recommend it for people who like secondhand but don’t always want to go to thrift stores."

    am301394wne

    15. "On payday, I put away for savings in an instant- or easy-access savings account. I spent a bit of time working out how much of my paycheck goes on regular bills and expenses and then set up a standing order to put most of the rest into an instant-access savings account the day after payday."

    "I find I spend less on impulse buys because there's less in my account, but if I have a big or unexpected expense, I can easily move money back out of savings to cover it using online banking.

    "Before I started doing that, I'd find myself spending my whole pay every month and relying on a credit card even for big costs I knew were coming up (e.g., car insurance)."

    hannahh43

    16. "My husband and I decided not to buy any food (other than fresh foods, like vegetables and fruits) until we emptied most of our freezer. We're still working on it. We put together some unusual meals but are saving money each week. And we've begun the process of removing meat and poultry from our diet, which will save more money as time goes along."

    "We Have Saved Thousands": 20 Money-Saving Ideas That Real People Swear By (7)

    Penpak Ngamsathain / Getty Images

    "When my insurance policies, cellphone contracts,etc.,are set to renew, I always shop around. Most companies offer discounts to new customers, not to existing ones."

    wylyjoan

    17. "Start to see trash as your money. You pay for everything in your garbage, whether it’s landfill bound, recycling, or even compost."

    westofillinois

    18. "Facebook Buy Nothing groups are a lifesaver! I’ve been able to get a table and chairs for my dining room, a large dresser, snowboard boots for my daughter, lots of home decor, and several houseplants, all for free."

    nicoleb4563bf301

    "My first grandchild was born in July 2023. I found 85% of the items she needed on the FB Buy Nothing pages. I am talking big items. One was a beautiful wooden crib with a changing table attached. The mattress alone would have been about $200 if bought new."

    Brivas07

    19. "Learn how to shop sales — 30% off is a better deal than 'buy one, get one 50% off,' but not as good as BOGO free. If you want to and have the capability, I suggest coupon and rebate apps on top of store rewards."

    "We Have Saved Thousands": 20 Money-Saving Ideas That Real People Swear By (8)

    Oscar Wong / Getty Images

    mrsmommaf

    "Also, pay close attention to the signs at the store. Sometimes you need to buy multiples of something to get the sale price, but not always. I used to fall for the two-for price all the time and then realized that I could get one of them for half the price sometimes."

    mishybp73

    20. "I keep a small cooler in my car. I know I’m going to get hungry when I’m out running errands or shopping. So I stock the cooler before I leave home with things I want to snack on while I’m out driving around. I make sure some of it is fun stuff so I don’t feel the urge to stop for treats. This saves me from stopping at fast-food places and really keeps my splurges down."

    forestmelodies

    What's something that's helped you spend less or save more? Tell us all about it in the comments!

    Note: Some responses have been edited for length and/or clarity.

    "We Have Saved Thousands": 20 Money-Saving Ideas That Real People Swear By (2024)

    FAQs

    What are the modern ways of saving money? ›

    20 Brilliant & Easy Ways to Save Money
    • Set Savings Goals. Why is saving money important to you? ...
    • Monitor Your Spending Closely. ...
    • Establish a Budget. ...
    • Spend Less, Save More. ...
    • Cut Out Unnecessary Expenses. ...
    • Set Up Automatic Deductions/Deposits. ...
    • Use Cash for Small Purchases. ...
    • Collect Your Change.

    What is the 30 day rule? ›

    The premise of the 30-day savings rule is straightforward: When faced with the temptation of an impulse purchase, wait 30 days before committing to the buy. During this time, take the opportunity to evaluate the necessity and impact of the purchase on your overall financial goals.

    What is the secret to saving money? ›

    Set savings goals

    One of the best ways to save money is to set a goal. Start by thinking about what you might want to save for—both in the short term (one to three years) and the long term (four or more years). Then estimate how much money you'll need and how long it might take you to save it.

    What is the 50/30/20 rule? ›

    Do not subtract other amounts that may be withheld or automatically deducted, like health insurance or retirement contributions. Those will become part of your budget. The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings.

    How to save $10,000 in a year? ›

    6 steps to save $10,000 in a year
    1. Evaluate income and expenses. To make room for saving, you'll need a meticulous budget that outlines all your sources of income and all your expenditures. ...
    2. Make an actionable savings plan. ...
    3. Cut unnecessary expenses. ...
    4. Increase your income. ...
    5. Avoid new debt. ...
    6. Invest wisely.
    Apr 2, 2024

    What is the 3 month rule? ›

    The three-month rule essentially gives you enough time to go past first impressions and get to know each other better. "The beginning of relationships are often fun and exciting," Pharon says.

    What is the IRS wash sale rule? ›

    Q: How does the wash sale rule work? If you sell a security at a loss and buy the same or a substantially identical security within 30 calendar days before or after the sale, you won't be able to take a loss for that security on your current-year tax return.

    What is the 30 day money challenge? ›

    Do you want to save some money for holiday gifts or other short-term goals? Consider doing the 30-Day $100 Savings Challenge. The goal of the Challenge is simple: save $100 in a 30-day time period through a series of gradually increasing deposits. November has 30 days so every day is a savings day.

    How to aggressively save money? ›

    Tips for Building an Aggressive Savings Plan
    1. Paying Yourself First. ...
    2. Getting Out of Debt. ...
    3. Tracking All of Your Spending. ...
    4. Utilizing a Budgeting Method. ...
    5. Cutting Down Expenses. ...
    6. Opening a High-Yield Savings Account. ...
    7. Starting a Side Hustle. ...
    8. Avoiding Eating Out at Restaurants.
    Sep 21, 2022

    How can I save $5000 fast? ›

    Ways To Save $5,000 in a Year
    1. “Chunk” Your Savings. The first step to saving $5,000 in a year is to break down your savings goal into manageable portions. ...
    2. Automate Your Savings. ...
    3. Save in a High-Yield Saving Account. ...
    4. Track Your Cash Flow. ...
    5. Boost Your Earnings. ...
    6. Declutter for Cash. ...
    7. Evaluate Your Subscriptions. ...
    8. Challenge Yourself.

    What is the $1000 a month rule for retirement? ›

    The $1,000-a-month retirement rule says that you should save $240,000 for every $1,000 of monthly income you'll need in retirement. So, if you anticipate a $4,000 monthly budget when you retire, you should save $960,000 ($240,000 * 4).

    How to live on very little money? ›

    Here are a few other tips and tricks for surviving on a low income:
    1. Look for free and low-cost activities. ...
    2. Ask for a raise. ...
    3. Start a side hustle. ...
    4. Replace costly habits with inexpensive ones. ...
    5. Plan sequenced reward opportunities. ...
    6. Create accountability. ...
    7. Seek out low-cost alternatives to your hobbies.
    Sep 14, 2022

    What are the examples of modern money? ›

    Examples of modern currency are Paper bills/notes coins and credit cards etc . Examples of older currency are coins made of precious metals like gold or silver and also terracotta coins etc.

    What is money in modern age? ›

    Current types of cash incorporate money — paper notes and coins. Not at all like the things that were utilized as cash before, present-day money isn't made of valuable metals like gold, silver, and copper.

    How to save $5000 in 3 months? ›

    How to Save $5000 in 3 Months [2024]
    1. Create a Budget and Plan.
    2. Pick up a Side Hustle.
    3. Sell Things Around Your Home.
    4. Refinance Debts.
    5. Cut Unnecessary Expenses.
    6. Reduce Living Expenses.
    7. Try an Envelope Savings Challenge.
    8. Use Cash Back Apps.
    May 3, 2024

    How to save money 50/30/20? ›

    Key Takeaways
    1. The 50/30/20 budget rule states that you should spend up to 50% of your after-tax income on needs and obligations that you must have or must do.
    2. The remaining half should be split between savings and debt repayment (20%) and everything else that you might want (30%).

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